Retrieve transactions through Enable Banking after bank authorisation. A validity period of 180 days is requested; the effective date is returned by the bank or provider. Renewed authentication may be required.
Sandbox mode. The technical integration is ready and works on Finnish test ASPSPs. Switching to production (real LU ASPSPs: Spuerkeess, BGL, BIL, ING…) requires company registration (LU SARL-S planned); Enable Banking requires an identifiable legal entity to activate prod mode. Meanwhile, reconciliation via CAMT.053/CSV import is the recommended path.
Legal framework: PSD2 EU Directive 2015/2366, DORA, mandatory SCA. Bank data processed by Enable Banking (EU AISP licence). Tevaxia never stores your bank credentials. Each connection is revocable on the bank side.