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Real estate yield simulator with Bëllegen Akt acquisition fees, multi-tenant lease-by-lease DCF, VEFA with interim interest, capital gains, multi-asset portfolio and banking tools (LTV, DSCR, CRR).
Notary fees on one site, capital gains on another, DCF in a homemade Excel. In the process, you forget items or make errors that bias the investment decision.
7% duties, transcription, Bëllegen Akt (up to 40,000 € deduction), notary, 3% VAT new-build: many investors compute wrong and block their financing plan.
Between gross, net, and net-net (after tax), numbers don't mean the same thing. A 5% gross yield can end at 2% after taxes.
Online Excel simulators are calibrated for FR or BE. No 5% rule, no LU commercial lease, no LU 10% capital gains.
You enter the property. The system computes yield, taxation, DCF. You compare scenarios and decide.
Price, surface, commune, type, down payment, loan duration, rate. Acquisition fees (Bëllegen Akt) calculated automatically.
Yield, 10-year DCF, VEFA interim interest, resale capital gains, monthly cash-flow. Interactive charts.
Save multiple scenarios. Exportable PDF for your banker.
Each calculation respects Luxembourg regulations: Bëllegen Akt, 3% VEFA VAT, 10% capital gains, CSSF rates, 5% rule.
7% duties, transcription, notary, Bëllegen Akt with eligibility conditions, 3% VEFA VAT.
Gross, net, net-net. With vacancy, charges, property tax, landlord insurance, management, maintenance.
Lease by lease with break options, step rents, planned CAPEX, equity IRR and project IRR.
Interim interest, 3% VAT, completion guarantee, fund call schedule.
Holding period allowance, effective rate, primary vs investment residence cases.
NPV over configurable duration, opportunity cost, break-even threshold.
Consolidated view: total value, average yield, geographic exposure, diversification.
LTV, DSCR, CRR mortgage lending value, +2% rate stress test, borrowing capacity.
Revenue forecast, STATEC construction costs, financial charges, developer margin.
Per-m² prices, rents, yields, demographics, median income. Quarterly updates.
10-year OAT, mortgage rates, construction index, inflation. ECB + STATEC connection.
Complete financing file: simulation, DCF, stress test, collateral. Ready to send.
New modules shipped every 2 weeks. Public backlog.
A specific calculation for your strategy, an export to your accountant: development in 1 to 3 weeks.
Email contact@tevaxia.lu. Average response under 6 hours, by a human who knows LU taxation.
No per-simulation billing, no quota. All investment tools are included in the general subscription.
Yes, the tool checks eligibility conditions and applies up to 40,000 € per person deduction on registration duties.
Yes, the VEFA simulator automatically applies the 3% rate subject to primary residence occupied 2 years minimum.
Yes. Each lease can have its duration, indexation (IRL, ILAT, ILC, IPC), scheduled step rents, break options, planned CAPEX.
Yes. Primary residence exemption, secondary residence half-global rate, investment global/half-global rate depending on holding period.
Yes. LTV max by borrower profile, DSCR target 1.25, CRR mortgage lending value with energy haircut. +2% stress test.
Yes. Dedicated Financing file PDF. View-only sharing option with limited duration link (7 to 90 days).
Create your account, enter your first scenario and get your full yield in 5 minutes. Zero commitment.