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Property loan simulations: ratios, payments and comparison of entered conditions. Results are not a bank approval.
Simple ratio of the entered loan to the property value. Enter the value used by your bank.
Initial values are editable examples, not credit offers.
This ratio determines neither credit approval nor the total cash contribution required. Acquisition costs are excluded. CSSF Regulation 20-08 distinguishes borrower categories and provides conditions and flexibility: your bank must assess your application and the regulatory calculation basis.
CSSF Regulation 20-08Use the nominal rate in your proposal. BCL statistics are averages, not individual offers or guaranteed rates. A rate fixed only for an initial period must not be applied to the full term without an explicit assumption.
BCL — Official interest rate statisticsComplete your analysis with these other tevaxia tools.