How Much Are Notary Fees in Luxembourg?

Notary fees in Luxembourg represent approximately 7 to 10% of the purchase price for an existing property and 3 to 4% for a new-build (VEFA). They consist of registration duties, transcription duties, notary emoluments and mortgage costs. Here is a breakdown of each component to accurately estimate your budget.

Registration and Transcription Duties

Registration duties amount to 7% of the sale price for an existing property (modified law of 22 Frimaire Year VII). Since 2023, a reduced rate of 6% applies under certain conditions (property intended as primary residence, price below a threshold). Transcription duties are fixed at 1% of the sale price. For a new-build (VEFA), duties apply only to the land portion, while construction is subject to VAT (3% super-reduced rate for housing, capped at €50,000).

Notary Emoluments

Notary emoluments are regulated by the Grand Ducal Regulation of 26 November 2015. They follow a proportional and degressive scale: 1.650% up to €7,500, 1.100% from €7,500 to €15,000, 0.825% from €15,000 to €30,000, then 0.550% above. For a property at €750,000, emoluments amount to approximately €5,700. Additional formalities costs (mortgage searches, cadastral extracts, certificates) typically add €1,000 to €2,000.

Mortgage Costs

If you finance the purchase with a mortgage, the mortgage registration generates additional costs: 0.5% mortgage duty on the borrowed amount, notary emoluments for the mortgage deed (same degressive scale), and land registry tax. For a €600,000 loan, expect approximately €5,500 to €6,500 in mortgage costs. In total, a buyer financing 80% of a €750,000 property should budget approximately €65,000 to €75,000 in acquisition costs.

By Erwan Bargain, REV TEGOVA · Updated: April 2026

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FAQ

How much are notary fees for a €500,000 apartment in Luxembourg?

For an existing apartment at €500,000, expect approximately €44,000 to €50,000 in total fees (7% registration duties + 1% transcription + notary emoluments + mortgage costs if financing).

Are notary fees reduced for new-build properties in Luxembourg?

Yes, for a new-build (VEFA), registration and transcription duties apply only to the land portion. Construction is subject to 3% VAT (super-reduced rate), which significantly reduces total costs to approximately 3 to 4% of the price.